PM Vishwakarma Scheme 2026 is a flagship government initiative that empowers traditional artisans and craftsmen with skill training, collateral-free loans up to ₹3 lakh, toolkits, and daily stipends. Eligible beneficiaries can apply online easily through the official portal to receive financial and digital support, making it one of the most important schemes for self-employed artisans in India. for latest information about pm vishwakarma yojana must follow 9kari.com guide.

Created/Updated on : 31 March 2026

PM Vishwakarma Scheme 2026: Eligibility, Benefits, Loan Amount, Documents & Apply Online

💰 Scheme Status: Registration Open | Application Started

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Quick Overview Table

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PM Vishwakarma Scheme 2026 ही केंद्र सरकारची सरकारी योजना आहे जी पारंपरिक कारीगरांना कौशल्य प्रशिक्षण, कर्ज, टूलकिट आणि आर्थिक सहाय्य देते. पात्र लाभार्थी ₹3,00,000 पर्यंत कर्जा, रोज ₹500 प्रशिक्षण भत्ता आणि ₹15,000 टूलकिट मदत मिळवू शकतात.
• Registration and online apply सुरू आहे.
• लाभार्थ्यांना डिजिटल ID आणि प्रमाणपत्र देखील मिळते.

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योजनेचे फायदे / Scheme Benefits (लाभ)

💰 कौशल्य प्रशिक्षण 💰 टूलकिट सहाय्य ₹15,000
💰 Collateral‑free loan up to ₹3,00,000 💰 दैनिक प्रशिक्षण भत्ता ₹500
💰 डिजिटल व्यवहार प्रोत्साहन 💰 मार्केट समर्थन
💰 PM Vishwakarma Certificate & ID Card

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पात्रता / Eligibility

• भारताचे नागरिक असून पारंपरिक व्यवसाय / trade मध्ये काम करतात.
• वय ≥ 18 वर्षे.
• Government employee किंवा त्यांच्या कुटुंबीयांना अर्जाचा लाभ नाही.
• 18 traditional trades मध्ये कार्यरत असणे आवश्यक.

For Newer information about PM Vishwakarma yojana 2026 regular visit 9kari.com.

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कागदपत्रे / Documents Required

📌 आधार कार्ड
📌 बँक खाते माहिती
📌 ओळख / पॅन कार्ड
📌 व्यवसाय निदर्शक पुरावे
📌 इतर आवश्यक कागदपत्रे
(हे सर्व portal साठी आवश्यक असतात आणि अधिकारिक नोंदणीसाठी अपलोड केले जातात).

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वयोमर्यादा (Age Limit)

• 18 वर्षे किंवा त्याहून अधिक वय असणे आवश्यक.

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उत्पन्न मर्यादा (Income Limit)

• Government नियमांनुसार लागू; लाभार्थीच्या eligibility साठी थीच्या वर्गानुसार तपासली जाते.

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लाभार्थी वर्ग (Beneficiary Category)

• पारंपरिक कारीगर (Carpenter, Blacksmith, Potter, Tailor, etc.)

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ऑनलाइन अर्ज प्रक्रिया (Online Apply Process)

1. More info/registration Portal ला भेट द्या: 🔗 https://pmvishwakarma.gov.in/
2. लॉगिन / नोंदणी करा.
3. “PM Vishwakarma Scheme” निवडा.
4. व्यक्तिगत माहिती भरा.
5. Document Upload करा.
6. Submit करा आणि acknowledgment print करा.

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ऑफलाइन अर्ज प्रक्रिया (Offline Apply Process)

• नजिकच्या CSC (Common Service Centre) किंवा जिल्हा कार्यालयातून अर्ज भरणे.
• दस्तऐवज संलग्न करून अर्ज सादर करा.
(ही प्रक्रिया काही राज्यांमध्ये उपलब्ध असू शकते).

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Installment / Payment Details

• Loan 1st tranche up to ₹1 lakh.
• 2nd tranche up to ₹2 lakh after repayment & activity update.
• ब्याज दर 5% (सहाय्यित).

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Beneficiary List / Status Check

• Portal मध्ये login करून “Track Application” वापरून स्थिती तपासा.
• Eligible Beneficiary List portal वर प्रकाशित होऊ शकते.

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Important Government Rules / GR

• Scheme launched 17 Sep 2023 on Vishwakarma Jayanti.
• Coverage up to FY 2027‑28.
• Multiple ministries अंतर्गत cooperation.

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PM Vishwakarma Important Links

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FAQs

1. PM Vishwakarma Scheme काय आहे?

उत्तर: ही केंद्र सरकारद्वारे पारंपरिक कारीगरांना कर्ज, प्रशिक्षण, टूलकिट आणि आर्थिक सहाय्य मिळवून देणारी योजने आहे.

2. PM Vishwakarma Scheme 2026 साठी अर्ज कसा करावा?

उत्तर: अधिकृत portal वर जाऊन नोंदणी करा आणि अर्ज फॉर्म भरा.

3. PM Vishwakarma Eligibility काय आहे?

उत्तर: भारताचे नागरिक आणि पारंपरिक trades मध्ये कार्यरत असलेले लोक.

4. PM Vishwakarma Documents Required कोणते आहेत?

उत्तर: आधार, बँक तपशील, ओळख आणि व्यवसाय पुरावे इ.

5. PM Vishwakarma Loan Amount किती मिळेल?

उत्तर: प्रथम ₹1 लाख आणि दुसऱ्या टप्प्यात ₹2 लाख (एकूण ₹3 लाख).

6. PM Vishwakarma Scheme Online Registration कसे करायचे?

उत्तर: portal वर login करून अर्ज भरा आणि आवश्यक कागदपत्रे अपलोड करा.

7. PM Vishwakarma Training Stipend किती मिळतं?

उत्तर: दररोज ₹500 प्रशिक्षण भत्ता मिळतो.

8. PM Vishwakarma Scheme Benefits and Eligibility काय आहेत?

उत्तर: कौशल्य training, low interest loans, toolkit incentive, digital transaction incentives.

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PM Vishwakarma Scheme 2026 is a Central Government scheme that supports traditional artisans and craftsmen with skill training, low‑interest loans, tool kit incentives, and financial assistance. Eligible beneficiaries can receive up to ₹3,00,000 loan, ₹15,000 tool kit, and ₹500 daily training stipend.

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PM Vishwakarma Scheme Benefits

• Skill training with stipend
• Collateral‑free loans up to ₹3,00,000
• ₹15,000 toolkit incentive
• Incentives for digital transactions
• Marketing & recognition support
• PM Vishwakarma certificate & ID

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PM Vishwakarma Eligibility

• Must be Indian citizens engaged in traditional trades.
• Age 18+ years.
• Not a government employee to apply.

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PM Vishwakarma Required Documents

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Age Limit

• 18 years or older.

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Income Limit

• As per government rule; benefits are need‑based and eligibility‑checked.

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Beneficiary Category

• Traditional artisans & craftsmen across 18 trades.

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Application Process

1. Visit the official portal: https://pmsvanidhi.mohua.gov.in/
2. Register / Login with Aadhaar.
3. Choose PM Vishwakarma Scheme.
4. Fill personal & trade details.
5. Upload required documents.
6. Submit & print acknowledgement.

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Offline Process

• Visit CSC center for registration assistance and document submission.

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Payment / Loan Details

• First loan tranche up to ₹1 lakh.
• Second tranche up to ₹2 lakh after repayment & activity update.
• Interest at concessional rate ~5%.

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Beneficiary List / Status Check

• Login to portal and use Track Application to check status.

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Government Rules

• Launched on 17 Sept 2023.
• Running until FY 2027‑28.
• Multi‑ministry implementation.

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Important Links

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FAQs

1. What is PM Vishwakarma Scheme?
It is a government initiative to support artisans with training, credit, and tool assistance.

2. How to apply for PM Vishwakarma Scheme 2026?
Apply online via the official portal with Aadhaar and documents.

3. What are PM Vishwakarma Scheme Documents Required?
Aadhaar, bank details, trade identity proof, and other IDs.

4. What is PM Vishwakarma Loan Amount?
Up to ₹3,00,000 in two tranches.

5. Can I PM Vishwakarma Apply Online?
Yes, registration is open on the official portal.

6. What are PM Vishwakarma Benefits?
Loan support, training, toolkit incentive, and digital incentives.

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